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Seal of Protection

Today's Rate:

4.5% FHA/VA (APR 4.992%)

• Insured third party warranty.      • Covers Engle’s standard warranty   coverage.• Earnest deposits will be held and   dispersed at closing through a   special escrow account established at a third party.
• Involuntary job loss coverage of   up to $2,000 per month for up to   4 consecutive months.    • Covers principal, interest, taxes and   insurance.    • No vesting period• Lock in to a below-market interest   rate on specific inventory homes   closing on or before a specified date.  • Save thousands of dollars over the   life of the loan and reduce your cost   of ownership.

The ultimate in buyer protection!

* Engle Homes is an equal housing opportunity builder. See sales associate for full disclosure. **4.5 %rate (4.992%APR) is for a FHA 30-yr fixed rate loan, purchase price of $204,990 with 3.5% down payment, FICO of 680 or higher, loan amount of $201,276. 3.875% rate (3.8748%APR) is for a conforming 30-yr fixed rate loan, purchase price of $380,000 with 20% down payment, FICO of 740 or higher, loan amount of $304,000. Subject to borrower qualification. FHA available on Primary residences only. Conventional financing of a second home or investment property purchase may require additional down payment and/or discount point(s). Lower FICO score will also require additional discount points. Full documentation required. You must apply with PHMC within 2-days of signing the purchase agreement. Upon loan approval conditions must be furnished in a timely manner. Must purchase must close on or before May 15, 2009. Funds available while supplies last. SELLER hereby gives, and PURCHASER hereby accepts, an incentive of up to *6 % of the purchase price toward allowable closing costs. Cost of permanent buy down (2.0% of loan amount FHA, 3.5% of loan amount Conventional) is included in and not in addition to the 6% contribution), which incentive is payable only at closing. The closing cost contribution listed above is only offered through Preferred Home Mortgage and can be used towards programs offered by Preferred Home Mortgage including FHA, VA and Conventional loans. (subject to program guidelines). Purchaser(s) will be responsible for any and all closing costs if a lender other than Preferred Home Mortgage is utilized.Builder Number ROC 186164B